Find grants, rebates, forgivable loans, and free programs for New Albany, IN, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in New Albany, IN, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 10 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides major home rehabilitation assistance for low- to moderate-income owner-occupants in New Albany. Loan is forgive...
Provides emergency grants for urgent health and safety repairs for very low-income homeowners in New Albany. Priority gi...
Provides grants for accessibility modifications to owner-occupied homes in New Albany for residents with disabilities. C...
Provides rebates to New Albany property owners for eligible private sewer lateral repairs and replacements. Covers 50% o...
Indiana's federally-funded weatherization program reduces energy costs for low-income households through insulation, air...
Affordable fixed-rate home improvement loans for Indiana homeowners with limited income or credit challenges. Loans feat...
State-funded lead hazard reduction services for eligible Indiana homes with children under six years old. Provides free ...
Duke Energy offers rebates to Indiana customers for energy-efficient upgrades including high-efficiency HVAC systems, in...
Duke Energy provides rebates for qualifying air-source heat pump installations in Indiana. Rebate amount varies by syste...
Free comprehensive home energy efficiency services for income-qualified Duke Energy Indiana customers. Includes home ene...
Indiana homeowners can claim the federal 30% Investment Tax Credit for residential solar installations and participate i...
Grants for very low-income homeowners age 62 or older to remove health and safety hazards in eligible rural areas. Floyd...
Low-interest (1%) loans up to $40,000 for very low-income homeowners to repair or modernize their homes in eligible rura...
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their disability-related ne...
Helps veterans with certain service-connected disabilities adapt a home to meet disability needs. Covers adaptations suc...
Federal HOME funds administered by Floyd County for major rehabilitation of owner-occupied homes. Forgivable loan for lo...
State tax credit equal to 20% of qualified rehabilitation expenses for historic homes listed or eligible for the Nationa...
Indiana's standard homestead deduction reduces the assessed value of owner-occupied primary residences by up to $48,000 ...
Federal tax credit for first-time homebuyers in Indiana equal to 20% of annual mortgage interest paid, up to $2,000 per ...
State and federally-funded utility assistance for low-income Indiana households to help with heating and cooling costs. ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for New Albany, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In New Albany, 17 programs do not require repayment, 2 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.