USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Senior & Disability

About This Program

USDA program offering low-interest loans (1% rate) and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Grants available to seniors 62+ who cannot repay a loan.

Combination of low-interest loan and potential grant for seniors

Key Details

  • 1% interest loan up to $27,500
  • Grant up to $10,000 for seniors 62+
  • Very low income required
  • Must be in eligible rural area
  • Removes health and safety hazards

How to Apply

Get free help applying Visit Official Program Page Track this program

(715) 345-7600

A grant-savvy contractor in New Berlin, WI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Year-round applications

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