New Bern Owner-Occupied Rehabilitation Program

City of New Bern Community Development (CDBG)

Available Home Repair

About This Program

CDBG-funded program providing major rehabilitation for income-eligible owner-occupied homes in New Bern. Loan is forgiven after 5 years of continued owner-occupancy. Covers major systems, structural repairs, and code violations.

Forgivable loan, no repayment if you remain in the home 5 years

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Forgivable loan for major home repairs up to $30,000
  • Income at or below 80% AMI required
  • Must be owner-occupied in New Bern city limits
  • Forgiven after 5 years of occupancy compliance
  • Covers structural, roofing, HVAC, plumbing, electrical

How to Apply

A grant-savvy contractor in New Bern, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in New Bern early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted year-round, subject to funding

Questions about this program?

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