NC Housing Finance Agency Accessibility & Home Modification Loan

North Carolina Housing Finance Agency

Available Senior & Disability

About This Program

Low-interest loan program for accessibility modifications and essential home repairs for North Carolina homeowners. Loans feature below-market interest rates and flexible repayment terms for seniors and persons with disabilities.

Loan amount based on scope of work and ability to repay

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Low-interest loan up to $30,000 for home modifications
  • Designed for seniors and persons with disabilities
  • Covers ramps, bathroom modifications, widened doorways
  • Flexible repayment terms
  • Income limits apply, up to 115% AMI

How to Apply

A grant-savvy contractor in New Bern, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in New Bern early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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