USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Senior & Disability

About This Program

Provides loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Grants up to $7,500 available to seniors age 62+ who cannot afford loan repayment. New Canaan may qualify for certain properties.

Grant amount for seniors 62+; younger homeowners receive low-interest loans

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Grants up to $7,500 for seniors 62+
  • Loans up to $40,000 at 1% interest
  • Very low income required (50% AMI)
  • Must be in eligible rural area
  • Covers health and safety repairs

How to Apply

A grant-savvy contractor in New Canaan, CT can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in New Canaan early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications, subject to funding

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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