Home Improvement Grants in New Haven.

Find grants, rebates, forgivable loans, and free programs for New Haven, CT, filtered to your situation.

As of June 2026, 34 home improvement grant, rebate, and forgivable loan programs are open to homeowners in New Haven, CT, with individual awards up to $126,526. 6 programs target seniors, 3 serve veterans, and 16 require no income limit.

Data last verified 2026-05-25. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants21Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates5Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 34 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $35,000

New Haven Owner-Occupied Rehabilitation Program

Provides major home rehabilitation loans for owner-occupied homes in New Haven with income at or below 80% AMI. Loan is ...

Home Repair
Grant up to $10,000

New Haven Emergency Home Repair Grant

Provides emergency home repair grants for owner-occupied households in New Haven with income at or below 50% AMI. Covers...

Emergency
Grant up to $25,000

New Haven ADA Accessibility Modification Program

Provides grants to make accessibility modifications for disabled residents in owner-occupied New Haven homes. Eligible i...

Seniors & Disability
Grant up to $15,000

New Haven Senior Home Repair Program

Provides home repair grants for senior homeowners age 62+ in New Haven with income at or below 80% AMI. Helps seniors ag...

Seniors & Disability
Loan up to $8,000

New Haven Sewer Lateral Repair Program

Provides low-interest loans to New Haven homeowners for repair or replacement of private sewer lateral lines connecting ...

Home Repair
Free weatherization up to $8,000

Connecticut Weatherization Assistance Program (WAP)

Federal WAP program administered by Connecticut provides free comprehensive weatherization services to income-eligible h...

Weatherization
Free lead abatement services

Connecticut Lead Hazard Abatement Program

State-funded program to identify and eliminate lead paint hazards in Connecticut homes built before 1978 where children ...

Home Repair
Loan up to $50,000

CHFA Homeowner Rehabilitation Loan Program

CHFA provides low-interest rehabilitation loans to Connecticut homeowners for major home repairs and improvements. Loans...

Home Repair
75-100% rebate on improvements

Eversource Home Energy Solutions

Comprehensive home energy assessment and improvement program for Eversource electric customers. Income-eligible customer...

Weatherization
Rebates up to $10,000

Eversource Heat Pump Rebate Program

Provides rebates for installation of qualifying air-source and ground-source heat pumps in Connecticut homes served by E...

Energy
Rebates up to $5,000

Southern Connecticut Gas Rebate Programs

Rebates for SCG natural gas customers who install high-efficiency heating equipment, water heaters, and insulation. Incl...

Energy
Performance-based incentive

Connecticut Residential Solar Investment Program (RSIP)

Performance-based incentive for residential solar photovoltaic systems in Connecticut. Incentive is paid per kilowatt-ho...

Solar/Renewable
Loan up to $50,000

Connecticut Smart-E Loan for Solar

Low-interest unsecured loans for solar PV systems, battery storage, and other clean energy improvements. Interest rates ...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Provides loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize their h...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to meet their disability needs. For...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a family member's home or their own home to meet their ...

Veterans
Forgivable loan up to $30,000

New Haven HOME Investment Partnerships Program

Federal HOME funds administered by the City of New Haven for owner-occupied rehabilitation and repairs. Provides forgiva...

Home Repair
Varies by income and assessment

Connecticut Elderly Tax Relief Program

Connecticut state program allowing municipalities to provide property tax relief to elderly residents age 65+ with quali...

Property Tax Relief
Up to $3,000 assessment reduction

Connecticut Totally Disabled Tax Exemption

Connecticut state program providing property tax exemption for totally disabled residents. Reduces home assessment by up...

Property Tax Relief
$1,500 assessment reduction

Connecticut Veterans Property Tax Exemption

Connecticut provides property tax exemption for veterans who served during wartime. Reduces home assessment by $1,500 fo...

Property Tax Relief
Rebate up to $750

Connecticut Heat Pump Water Heater Rebate

Rebate for installation of qualifying ENERGY STAR heat pump water heaters for Connecticut electric customers. Standard r...

Energy
Discounted tune-up for $150

Energize Connecticut HVAC Tune-Up

Professional HVAC tune-up and efficiency check available to Connecticut electric customers for a subsidized fee of $150....

Energy
Enhanced incentives + financing

Connecticut Solar for All (Income-Qualified)

Enhanced solar incentives and financing for income-qualified Connecticut homeowners at or below 100% AMI. Provides highe...

Solar/Renewable
100% free improvements

Eversource Income-Eligible Energy Efficiency

Comprehensive free energy efficiency services for income-eligible Eversource customers at or below 60% state median inco...

Weatherization
Home equity conversion

CHFA Reverse Annuity Mortgage (RAM) for Seniors

Connecticut's reverse mortgage program for homeowners age 62+ allows seniors to convert home equity into funds for home ...

Seniors & Disability
Loan up to $20,000

Connecticut Septic System Repair Loan

Low-interest loans to Connecticut homeowners for repair or replacement of failed septic systems. Loans up to $20,000 at ...

Home Repair
Varies by disaster and damage

Connecticut Disaster Housing Recovery (when active)

When federally-declared disasters occur, Connecticut administers CDBG-DR funds for home repair and reconstruction. Past ...

Disaster
Tax credit up to $30,000

Connecticut Historic Homes Rehabilitation Tax Credit

Connecticut state income tax credit for rehabilitation of historic homes listed on State or National Register. Credit eq...

Historic
Rebate up to $100

Eversource Smart Thermostat Rebate

Instant rebate on qualifying ENERGY STAR smart thermostats purchased through Eversource marketplace or at participating ...

Energy
Varies by household size, income, and energy costs

Connecticut Energy Assistance Program (CEAP)

Helps eligible Connecticut households pay winter heating bills and provides crisis assistance for energy emergencies. Ap...

Energy

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Frequently asked questions

What home improvement grants are available in New Haven, CT?

34 programs are currently listed for New Haven, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in New Haven have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In New Haven, 21 programs do not require repayment, 2 are forgivable loans, and 5 are rebates.

How do I apply for home repair grants in New Haven?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.