USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Provides loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Loans up to $40,000 at 1% interest for 20 years; grants up to $10,000 for seniors 62+ to remove health and safety hazards. New Haven has limited rural-eligible census tracts.

Combined loan and grant for very-low-income rural homeowners, seniors qualify for grant

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Very-low-income requirement (50% AMI)
  • Limited to eligible rural census tracts
  • Must remove health/safety hazards

How to Apply

Deadline: Ongoing, subject to funding availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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