USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

USDA program providing low-interest loans (up to $40,000 at 1%) and grants (up to $10,000 for seniors 62+) to very low-income homeowners in eligible rural areas near New Smyrna Beach. Funds cover repairs, improvements, and accessibility modifications.

Loan at 1% interest up to 20 years; grant for seniors does not require repayment

Key Details

  • Up to $40,000 loan at 1% interest
  • Up to $10,000 grant for seniors 62+
  • Very low income required (50% AMI)
  • Must own home in eligible rural area
  • Covers major repairs and accessibility modifications

How to Apply

A grant-savvy contractor in New Smyrna Beach, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Year-round applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in New Smyrna Beach, FL

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs