Home Improvement Grants in New Smyrna Beach.

Find grants, rebates, forgivable loans, and free programs for New Smyrna Beach, FL, filtered to your situation.

As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in New Smyrna Beach, FL, with individual awards up to $126,526. 6 programs target seniors, 3 serve veterans, and 11 require no income limit.

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Showing 24 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $35,000 forgivable loan

New Smyrna Beach Owner-Occupied Rehabilitation Program

CDBG-funded rehabilitation program for low-income owner-occupants in New Smyrna Beach city limits. Forgivable loan up to...

Home Repair
Up to $10,000 grant

New Smyrna Beach Emergency Home Repair Grant

Emergency grant for urgent health and safety repairs for very low-income homeowners in New Smyrna Beach. Covers immediat...

Emergency
Up to $8,000 in energy upgrades

Florida Weatherization Assistance Program (WAP)

Federally funded weatherization program serving Volusia County residents at or below 200% of federal poverty level. Prov...

Weatherization
Monthly bill credits vary

FPL SolarTogether Community Solar Program

FPL's community solar program allows customers to subscribe to a local solar farm without installing panels. Subscribers...

Solar/Renewable
Free energy audit and upgrades

FPL Free Home Energy Survey

FPL provides free in-home energy surveys with instant installation of LED bulbs, efficient showerheads, faucet aerators,...

Energy
Up to $100 rebate

FPL Heat Pump Rebate Program

Rebate for FPL customers who install qualifying high-efficiency heat pumps (SEER 16+ / HSPF 9.0+). Rebate amount varies ...

Energy
Up to $15,000 grant

Volusia County Accessibility Modification Grant

Grant program for Volusia County residents with disabilities or seniors (62+) needing home accessibility modifications. ...

Seniors & Disability
Free lead hazard removal

Florida Lead Hazard Control Program

HUD-funded program to identify and remediate lead-based paint hazards in pre-1978 homes with children under 6. Provides ...

Home Repair
Up to $7,500 low-interest loan

Volusia County Sewer Lateral Repair Program

Low-interest loan program for Volusia County homeowners needing sewer lateral repairs or replacements. Loans up to $7,50...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA program providing low-interest loans (up to $40,000 at 1%) and grants (up to $10,000 for seniors 62+) to very low-i...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a home for independent living. Cover...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities (blindness or loss of use of both hands) to adapt a famil...

Veterans
Up to $35,000 grant

Florida Hardest Hit Fund - Home Repair Program

State-funded program to assist homeowners recovering from economic hardship with critical home repairs. Grant up to $35,...

Home Repair
Up to $10,000 toward down payment

Florida Assist - Down Payment Assistance

State down payment and closing cost assistance for first-time homebuyers in Florida. Provides up to $10,000 as a zero-in...

Homebuyer
Up to $75,000 based on need

Florida State Housing Initiatives Partnership (SHIP)

State-funded program administered by Volusia County providing grants and low-interest loans for owner-occupied rehabilit...

Home Repair
Up to $50,000 property value exemption

Volusia County Senior Property Tax Exemption

Additional property tax exemption for seniors 65+ with household income below $32,000. Exempts up to $50,000 of assessed...

Property Tax Relief
$500 property value exemption

Volusia County Disability Property Tax Exemption

Property tax exemption for totally and permanently disabled homeowners in Volusia County. Provides $500 exemption from a...

Property Tax Relief
Up to $20,000 matching grant

Volusia County Hurricane Retrofit Program

FEMA-funded program to strengthen homes against hurricane damage through roof reinforcement, impact-resistant windows, g...

Disaster
Varies by project scope

Volusia County Flood Mitigation Assistance

FEMA-funded program for repetitive flood loss properties and coastal homes. Funds elevation, flood-proofing, acquisition...

Disaster
100% project financing

Florida PACE - Energy & Hurricane Financing

Property Assessed Clean Energy (PACE) financing for energy efficiency, renewable energy, and hurricane hardening improve...

Solar/Renewable

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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