FHA Title I Home Improvement Loan

About This Program

FHA-insured loans up to $25,000 for single-family home improvements through approved lenders. Loans up to $7,500 require only a signature (no collateral). Maximum 20-year term. Can be used for any improvements that protect or improve livability.

Loan through approved lender; up to $7,500 unsecured, above requires property as collateral

Key Details

• FHA-insured loans up to $25,000 for single-family homes
• Up to $60,000 for multifamily ($12,000/unit)
• Loans up to $7,500 unsecured (signature only)
• Maximum 20-year term through approved lenders
• No income limits; must meet lender credit requirements

How to Apply

Deadline: Ongoing