USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Federal program providing loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Grants up to $10,000 available for seniors 62+ who cannot repay a loan. Check with USDA to verify Newark address eligibility.

Combination of 1% interest loan and grant for seniors 62+

Key Details

  • Loan up to $27,500 at 1% interest
  • Grant up to $10,000 for seniors 62+
  • Income must be below 50% AMI
  • For eligible rural areas only
  • Covers health and safety repairs

How to Apply

Get free help applying Visit Official Program Page Track this program

(302) 857-3580

A grant-savvy contractor in Newark, DE can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, subject to annual appropriations

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