Find grants, rebates, forgivable loans, and free programs for Newark, DE, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Newark, DE, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 12 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 4 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 7 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans for major home repairs to low- and moderate-income homeowners in Delaware. Loan is forgiven af...
Federal weatherization program administered by Delaware DHSS that provides free energy efficiency improvements to low-in...
State and HUD-funded program to identify and remediate lead-based paint hazards in Delaware homes built before 1978 wher...
New Castle County's CDBG-funded program provides forgivable loans for major home repairs to low- and moderate-income hom...
Provides emergency grants for urgent home repairs that pose immediate threats to health and safety for very low-income h...
Provides forgivable loans for accessibility modifications to homes of low- and moderate-income homeowners with disabilit...
Delmarva Power offers rebates for energy-efficient heating and cooling equipment upgrades for residential customers. Reb...
Enhanced rebate program for customers installing high-efficiency air-source or geothermal heat pumps. Rebate amounts var...
Rebates available for ENERGY STAR certified appliances including heat pump water heaters, smart thermostats, and efficie...
Comprehensive home energy assessment and improvement program that includes rebates for insulation, air sealing, and effi...
Chesapeake Utilities natural gas customers can receive rebates for installing high-efficiency natural gas furnaces with ...
Rebates available for installing high-efficiency natural gas water heaters with ENERGY STAR certification or energy fact...
State rebate program for residential solar photovoltaic system installations. Rebate is based on system size up to 3 kW ...
Federal program providing loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or ...
Grant for veterans with certain service-connected disabilities to help purchase or modify a home to meet their needs. Co...
Grant for veterans with certain service-connected disabilities to adapt a family member's home in which they will reside...
Provides financial assistance to eligible homeowners for the repair or replacement of private sewer laterals. Available ...
Provides grants to low-income seniors aged 62 and older for essential home repairs that address health, safety, and acce...
Federal program providing heating and cooling assistance to low-income Delaware households. Helps pay energy bills and p...
HUD HOME-funded program providing forgivable loans for substantial home rehabilitation to low- and moderate-income homeo...
State tax credit equal to 30% of qualified rehabilitation expenses for historic properties listed on the National Regist...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Newark, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Newark, 12 programs do not require repayment, 4 are forgivable loans, and 7 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.