FHA 203(k) Limited Rehabilitation Loan

HUD / Federal Housing Administration

Open Home Repair

About This Program

FHA-insured mortgage that finances both home purchase and up to $75,000 in renovation costs in a single loan. For minor remodeling and non-structural repairs. Combines purchase price and rehab costs into one mortgage with a low down payment.

Single mortgage covers purchase + up to $75,000 in rehab; 3.5% down

Key Details

  • Up to $75,000 in renovation costs rolled into mortgage
  • Combines purchase and rehab in one FHA loan
  • 3.5% minimum down payment
  • For non-structural repairs and minor remodeling
  • Apply through FHA-approved 203(k) lender

How to Apply

Deadline: Ongoing

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