FHA Title I Property Improvement Loan

HUD / Federal Housing Administration

Open Home Repair

About This Program

FHA-insured fixed-rate loans for home improvements up to $25,000 for single-family homes. No home equity required. Loans under $7,500 are typically unsecured. Available through approved lenders. Does not require refinancing existing mortgage.

Fixed-rate loan through approved lender; no equity needed under $7,500

Key Details

  • Up to $25,000 for single-family home improvements
  • Fixed interest rate through FHA-approved lender
  • No home equity required for loans under $7,500
  • Does not require mortgage refinancing
  • Apply through any FHA-approved lender

How to Apply

Deadline: Ongoing

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