Federal Housing Administration
FHA-insured mortgage that combines home purchase or refinance with rehabilitation costs in a single loan. Allows buyers to finance repairs and improvements with as little as 3.5% down payment. Available through approved lenders.
Single mortgage covers purchase price plus renovation costs
Verified against Federal Housing Administration's official page on 2026-06-17.
Data last verified 2026-06-09. How we verify our data.
This is a national program. In Newberry, SC, you can stack it with local programs like these:
A grant-savvy contractor in Newberry, SC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
You will likely need a contractor to apply
Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Newberry early keeps your application moving.
Get matched with a contractorEach program sets its own contractor rules. Check the official program page for exact requirements.
An FHA mortgage that rolls the cost of repairs or renovation into the loan to buy or refinance a home. The rehab work must total at least 5,000 dollars. You apply through an FHA approved lender, not a government office.
Steps to apply
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Available through FHA-approved lenders
Ask us. It is free, and a real person answers within a business day.
Email us about this programGrant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
See All Programs