Find grants, rebates, forgivable loans, and free programs for Newberry, SC, filtered to your situation.
As of June 2026, 29 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Newberry, SC, with individual awards up to $126,526. 6 programs target seniors, 4 serve veterans, and 15 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 18 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded weatherization program administered by SC OEO to reduce energy costs for low-income households. Service...
CDBG-funded major rehabilitation program for owner-occupied homes in Newberry city limits. Forgivable loan for income-qu...
Low-interest loan (1% fixed) for very low-income rural homeowners to repair, improve, or modernize their homes. Availabl...
Grant for very low-income homeowners age 62+ to remove health and safety hazards from their rural homes. Cannot be used ...
Down payment and closing cost assistance for first-time homebuyers who are teachers, firefighters, law enforcement, EMS,...
Grant for veterans with certain service-connected disabilities to construct or modify a home to meet adaptive needs. Qua...
Grant for veterans with certain service-connected disabilities to adapt a home to meet disability needs. Qualifying disa...
Rebate for residential customers who install qualifying high-efficiency heat pumps. Units must meet minimum SEER2 and HS...
Energy efficiency rebates for Newberry Electric Cooperative members on qualifying equipment including heat pumps, water ...
Federal tax credit covering 30% of the cost of installing a residential solar energy system. Available for systems place...
State rebate of 25% of solar installation costs up to $3,500 for South Carolina homeowners. Program subject to annual fu...
Grant program for low-income homeowners with disabilities to make accessibility modifications including ramps, grab bars...
Emergency and minor repair assistance for low-income seniors age 60+ in Newberry. Covers urgent repairs to maintain safe...
Low-interest loan program for repair or replacement of failing septic systems. Available to homeowners whose systems are...
Emergency repair grant for very low-income homeowners facing immediate health and safety threats. Covers urgent repairs ...
Financial assistance for homeowners who need to replace water service lines from the main to the home. Program offers lo...
Matching grant for rehabilitation and preservation of historic properties listed on or eligible for the National Registe...
Federal HOME funds for comprehensive rehabilitation of owner-occupied homes. Deferred forgivable loan for low-income hom...
Free comprehensive home energy assessment identifying opportunities to reduce energy consumption. Audit includes blower ...
Federally funded energy assistance to help low-income households pay heating and cooling bills. Available for both homeo...
FHA-insured mortgage that combines home purchase or refinance with rehabilitation costs in a single loan. Allows buyers ...
Property tax exemption for qualifying SC residents including seniors 65+, disabled individuals, and legally blind homeow...
Conventional financing that allows homebuyers and homeowners to finance both the purchase (or refinance) and renovation ...
Property Assessed Clean Energy (PACE) financing for commercial and multifamily property energy improvements. Repaid thro...
On-bill financing program allowing NEC members to finance energy efficiency improvements and repay through monthly elect...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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29 programs are currently listed for Newberry, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Newberry, 18 programs do not require repayment, 3 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.