USDA Section 504 Home Repair Loan & Grant

U.S. Department of Agriculture Rural Development

Available Home Repair

About This Program

Low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize homes. Grants available only to seniors 62+ who cannot repay a loan. Some Newburgh census tracts may qualify.

Seniors 62+ may receive grant up to $10,000; others receive 1% loan

Key Details

  • Loans up to $27,500 at 1% interest for home repairs
  • Grants up to $10,000 for seniors 62+ who cannot repay
  • Very low income required (50% AMI or less)
  • Must be in eligible rural/semi-rural census tract
  • Repairs must remove health/safety hazards

How to Apply

Get free help applying Visit Official Program Page Track this program

(315) 477-6437

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Deadline: Rolling applications based on funding availability

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