Find grants, rebates, forgivable loans, and free programs for Newburgh, NY, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Newburgh, NY, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 10 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans for major home repairs to income-eligible owner-occupants in Newburgh city limits. Loan is for...
Provides emergency repair grants for owner-occupied homes with urgent health and safety hazards. Income must be at or be...
Provides forgivable loans for ADA modifications to make homes accessible for residents with disabilities or mobility imp...
Low-interest loan program for repair or replacement of private sewer laterals from home to main sewer line. Available to...
Free weatherization services including insulation, air sealing, heating system repairs, and energy efficiency upgrades f...
No-cost energy efficiency improvements for low-to-moderate income households including insulation, air sealing, heating ...
Rebates for installation of high-efficiency central air conditioning and heat pump systems. Rebate amounts vary by equip...
Enhanced rebates for installation of cold-climate air-source heat pumps and ductless mini-split systems. Higher incentiv...
Rebates for adding insulation to attics, walls, and basements. Requires energy assessment and installation by qualified ...
State tax credit equal to 25% of solar panel system costs, up to $5,000. Can be combined with federal 30% solar tax cred...
Direct incentive for residential solar panel installations administered by NYSERDA. Incentive amount calculated per watt...
Low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize hom...
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their accessibility needs. ...
Helps veterans with certain service-connected disabilities adapt their homes to accommodate their disability. Available ...
Federal HOME funds administered by Orange County for rehabilitation of owner-occupied single-family homes. Forgivable lo...
State-funded program to reduce lead hazards in homes built before 1978 with children under age 6. Free inspection, testi...
Provides grants to senior homeowners age 60+ for minor home repairs and safety improvements. Covers repairs that affect ...
Tax credit equal to 20% of qualified rehabilitation costs for owner-occupied historic homes in New York State. Home must...
Enhanced STAR exemption provides property tax relief for senior citizens age 65+ with income below $98,700 (2024). Reduc...
Sliding-scale property tax exemption for seniors age 65+ in Orange County. Exemption percentage increases with age and d...
Free energy efficiency upgrades for income-eligible Orange & Rockland customers including LED bulbs, programmable thermo...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Newburgh, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Newburgh, 17 programs do not require repayment, 3 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.