Orange County Community Services / HUD CDBG
Deferred, forgivable loan for income-qualified homeowners in unincorporated Orange County areas. Covers major repairs and code violations. Loan forgiven after 10-15 years of continued occupancy. Newport Beach residents should verify eligibility as program primarily serves unincorporated areas.
Loan forgiven after compliance period, no monthly payments during occupancy
Official source site checked live on 2026-06-17.
Data last verified 2026-06-09. How we verify our data.
This is a national program. In Newport Beach, CA, you can stack it with local programs like these:
A grant-savvy contractor in Newport Beach, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
You will likely need a contractor to apply
Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Newport Beach early keeps your application moving.
Get matched with a contractorThis program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.
Each program sets its own contractor rules. Check the official program page for exact requirements.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Wait list currently full; check back quarterly
Ask us. It is free, and a real person answers within a business day.
Email us about this programGrant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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