Find grants, rebates, forgivable loans, and free programs for Newport Beach, CA, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Newport Beach, CA, with individual awards up to $200,000. 3 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 6 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally-funded weatherization program administered by the state to reduce energy costs for income-qualified households...
State-administered program to identify and remediate lead-based paint hazards in pre-1978 homes with children under age ...
Provides mortgage payment assistance and reinstatement for homeowners experiencing financial hardship due to COVID-19 or...
SCE residential customers can receive rebates for comprehensive home energy upgrades including HVAC systems, insulation,...
Rebates for residential customers who install qualifying electric heat pump HVAC systems or heat pump water heaters. Enh...
Rebates for high-efficiency natural gas equipment including furnaces, water heaters, pool heaters, and tankless water he...
State incentive program for residential battery energy storage systems. Enhanced incentives available for low-income cus...
Property Assessed Clean Energy (PACE) financing for energy efficiency, renewable energy, and water conservation improvem...
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their accessibility needs. ...
Helps veterans with certain service-connected disabilities adapt a family member's home or their own home to meet access...
Low-interest loans for very-low-income homeowners to repair, improve, or modernize their homes. Loans at 1% fixed intere...
Grants for very-low-income homeowners age 62 or older to remove health and safety hazards. Can be combined with Section ...
Deferred, forgivable loan for income-qualified homeowners in unincorporated Orange County areas. Covers major repairs an...
Grant program for individuals with disabilities to modify homes for accessibility. Covers ramps, grab bars, widened door...
Federal tax credit covering 30% of residential solar photovoltaic system costs including equipment and installation. Ext...
Free in-home energy efficiency upgrades for income-qualified SCE customers. Services include attic insulation, weather s...
Free energy-efficient natural gas appliance installation for income-qualified customers. Services include furnace repair...
State grants for home hardening improvements in high fire severity zones. Covers fire-resistant roofing, ember-resistant...
Rebate for Newport Beach utility customers who replace old water heaters with high-efficiency models. Tankless and heat ...
Combined city and SCE rebates for residential electric vehicle charging station installation. Covers Level 2 chargers an...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for Newport Beach, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Newport Beach, 15 programs do not require repayment, 1 is forgivable loan, and 6 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.