Home Improvement Grants in Niles.

Find grants, rebates, forgivable loans, and free programs for Niles, IL, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Niles, IL, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 16 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants16Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates7Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $30,000

Niles Owner-Occupied Rehabilitation Program

Provides forgivable loans for major home repairs to low- and moderate-income owner-occupants in Niles. Loan is forgiven ...

Home Repair
Grant up to $5,000

Niles Senior Home Accessibility Grant

Provides grants to senior homeowners age 62+ in Niles for accessibility modifications including grab bars, ramps, stair ...

Seniors & Disability
Grant up to $7,500

Niles Emergency Roof Repair Grant

Provides emergency grants for critical roof repairs posing immediate health and safety threats to very low-income owner-...

Emergency
50/50 cost share up to $10,000 village contribution

Niles Sewer Lateral Repair Program

Cost-sharing program for repair or replacement of private sewer laterals from the home to the public main. Village cover...

Home Repair
Up to $20,000

Illinois Weatherization Assistance Program (WAP)

Federal DOE-funded program providing free weatherization improvements to income-qualified households in Niles and throug...

Weatherization
Loan up to $60,000 at 1% interest

IHDA Home Accessibility Program

Low-interest loan program for Illinois homeowners to make accessibility modifications for household members with disabil...

Seniors & Disability
Rebate up to $100

ComEd Smart Thermostat Rebate

Rebate for ComEd customers who purchase and install a qualifying smart thermostat. Smart thermostats reduce energy consu...

Energy
Rebate up to $400

ComEd Central Air Conditioning Rebate

Rebate for ComEd customers who install a new high-efficiency central air conditioner. Rebate amount varies by efficiency...

Energy
Rebate up to $800

ComEd Air Source Heat Pump Rebate

Rebate for ComEd customers who install an energy-efficient air source heat pump system. Heat pumps provide both heating ...

Energy
Rebate up to $650

Nicor Gas High-Efficiency Furnace Rebate

Rebate for Nicor Gas customers who install a qualifying high-efficiency natural gas furnace. Furnace must meet minimum 9...

Energy
Rebate up to $750

Nicor Gas High-Efficiency Boiler Rebate

Rebate for Nicor Gas customers who install a qualifying high-efficiency natural gas boiler. Boiler must meet minimum 90%...

Energy
Rebate up to $400

Nicor Gas Water Heater Rebate

Rebate for Nicor Gas customers who install a qualifying high-efficiency natural gas water heater. Tankless and Energy St...

Energy
Rebate up to $100

Nicor Gas Smart Thermostat Rebate

Rebate for Nicor Gas customers who purchase and install a qualifying Wi-Fi-enabled smart thermostat. Smart thermostats o...

Energy
Free home weatherization services

ComEd Income Qualified Weatherization

Free weatherization services for income-qualified ComEd customers including insulation, air sealing, LED bulbs, and othe...

Weatherization
Varies by system size, typically $10,000-$20,000

Illinois Shines Solar Incentive Program

Illinois Shines provides incentive payments to ComEd customers who install solar panel systems on their homes. Incentive...

Solar/Renewable
Free radon test kit

Cook County Free Radon Test Kit Program

Free radon test kits for Cook County residents including Niles homeowners and renters. Radon is a radioactive gas that c...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA offers low-interest loans up to $40,000 and grants up to $10,000 for very low-income homeowners age 62+ to repair, ...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for veterans with certain service-connected disabilities to help build, remodel, or purchase an adapted home. Q...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for veterans with certain service-connected disabilities to make adaptations to their home. Qualifying disabili...

Veterans
Free lead abatement for qualifying homes

Illinois Lead Poisoning Prevention Fund

Illinois IDPH provides free lead hazard reduction services for homes with children under 6 who have elevated blood lead ...

Home Repair
30% tax credit of solar system cost

Federal Solar Investment Tax Credit (ITC)

Federal tax credit equal to 30% of the cost of installing a solar energy system on your home. Credit applies to solar pa...

Solar/Renewable
Reduces taxable value by $8,000

Cook County Senior Citizen Homestead Exemption

Property tax exemption for Cook County homeowners age 65 and older. Reduces the equalized assessed value (EAV) of the pr...

Property Tax Relief

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

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Grant-Approved Contractors in Niles

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Frequently asked questions

What home improvement grants are available in Niles, IL?

26 programs are currently listed for Niles, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Niles have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Niles, 16 programs do not require repayment, 1 is forgivable loan, and 7 are rebates.

How do I apply for home repair grants in Niles?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.