Find grants, rebates, forgivable loans, and free programs for Niles, IL, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Niles, IL, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 16 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 7 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans for major home repairs to low- and moderate-income owner-occupants in Niles. Loan is forgiven ...
Provides grants to senior homeowners age 62+ in Niles for accessibility modifications including grab bars, ramps, stair ...
Provides emergency grants for critical roof repairs posing immediate health and safety threats to very low-income owner-...
Cost-sharing program for repair or replacement of private sewer laterals from the home to the public main. Village cover...
Federal DOE-funded program providing free weatherization improvements to income-qualified households in Niles and throug...
Low-interest loan program for Illinois homeowners to make accessibility modifications for household members with disabil...
Rebate for ComEd customers who purchase and install a qualifying smart thermostat. Smart thermostats reduce energy consu...
Rebate for ComEd customers who install a new high-efficiency central air conditioner. Rebate amount varies by efficiency...
Rebate for ComEd customers who install an energy-efficient air source heat pump system. Heat pumps provide both heating ...
Rebate for Nicor Gas customers who install a qualifying high-efficiency natural gas furnace. Furnace must meet minimum 9...
Rebate for Nicor Gas customers who install a qualifying high-efficiency natural gas boiler. Boiler must meet minimum 90%...
Rebate for Nicor Gas customers who install a qualifying high-efficiency natural gas water heater. Tankless and Energy St...
Rebate for Nicor Gas customers who purchase and install a qualifying Wi-Fi-enabled smart thermostat. Smart thermostats o...
Free weatherization services for income-qualified ComEd customers including insulation, air sealing, LED bulbs, and othe...
Illinois Shines provides incentive payments to ComEd customers who install solar panel systems on their homes. Incentive...
Free radon test kits for Cook County residents including Niles homeowners and renters. Radon is a radioactive gas that c...
USDA offers low-interest loans up to $40,000 and grants up to $10,000 for very low-income homeowners age 62+ to repair, ...
VA grant for veterans with certain service-connected disabilities to help build, remodel, or purchase an adapted home. Q...
VA grant for veterans with certain service-connected disabilities to make adaptations to their home. Qualifying disabili...
Illinois IDPH provides free lead hazard reduction services for homes with children under 6 who have elevated blood lead ...
Federal tax credit equal to 30% of the cost of installing a solar energy system on your home. Credit applies to solar pa...
Property tax exemption for Cook County homeowners age 65 and older. Reduces the equalized assessed value (EAV) of the pr...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Niles, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Niles, 16 programs do not require repayment, 1 is forgivable loan, and 7 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.