IHCDA Owner-Occupied Rehabilitation Program

Indiana Housing & Community Development Authority

Available Home Repair

About This Program

State HOME-funded program providing forgivable loans for major home repairs to income-eligible owner-occupants. Loan is forgiven after 5 years of continued owner-occupancy. Administered locally through Hamilton County.

Forgivable loan amount based on scope of necessary health and safety repairs

Key Details

  • Forgivable loan up to $24,999 for major repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied and maintained as primary residence
  • Forgiven after 5 years of compliance
  • Covers health, safety, and code compliance repairs

How to Apply

Get free help applying Visit Official Program Page Track this program

(317) 232-7777

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Deadline: Administered through local agencies, contact for availability

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