Find grants, rebates, forgivable loans, and free programs for Nogales, AZ, filtered to your situation.
As of June 2026, 27 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Nogales, AZ, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 19 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded weatherization program administered by Arizona DES that provides free energy efficiency improvements fo...
Low-interest rehabilitation loans for Arizona homeowners to finance major repairs and improvements. Loans can be combine...
CDBG-funded program providing forgivable loans for major home repairs to income-eligible Nogales homeowners. Loan is for...
Emergency repair grants for very low-income homeowners facing immediate health and safety hazards. Priority given to sen...
Grants for accessibility modifications to homes occupied by persons with disabilities in Nogales. Covers ramps, widened ...
County-funded program providing home repair grants to low-income seniors age 60+ in Santa Cruz County. Covers essential ...
USDA program for very low-income rural homeowners to repair, improve, or modernize their homes. Loans up to $40,000 at 1...
Grant for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disabili...
Grant for veterans with certain service-connected disabilities to make accessibility modifications to their home. Covers...
Rebate program for qualifying high-efficiency electric heat pump installations in UniSource Energy service territory. Mu...
Rebate for annual HVAC maintenance tune-up performed by a qualified contractor. Helps maintain system efficiency and ext...
Rebates for energy-saving improvements including insulation, air sealing, and window film. Helps reduce cooling costs in...
Arizona state income tax credit for residential solar energy installations. Credit equals 25% of the installed solar sys...
Net metering program allowing solar customers to receive credit for excess electricity generated and sent back to the gr...
Federal income tax credit for residential solar installations. Credit equals 30% of total system cost for installations ...
HUD-funded lead hazard control program for pre-1978 homes in Arizona. Priority given to low-income families with childre...
Federal HOME funds administered by the City of Nogales for owner-occupied housing rehabilitation. Provides deferred/forg...
CDBG-funded grant for emergency water and sewer lateral line repairs for low-income homeowners. Covers repairs from prop...
Low-interest loan program for septic system repair or replacement in unincorporated Santa Cruz County. Helps homeowners ...
Arizona property tax protection program that freezes assessed property value for seniors age 65+ who have owned and live...
Federal energy assistance program providing one-time annual payment to help low-income households with cooling and heati...
Emergency energy assistance for households facing utility disconnection or out of fuel. Available year-round to prevent ...
CDBG-DR program activated after federally declared disasters to help homeowners with unmet recovery needs. Provides gran...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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27 programs are currently listed for Nogales, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Nogales, 19 programs do not require repayment, 2 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.