Georgia Dream Renovation Loan

Georgia Housing & Finance Authority

Available Home Repair

About This Program

Allows homebuyers to finance both the purchase price and renovation costs in a single mortgage. Ideal for purchasing fixer-upper homes and includes down payment assistance options. Based on after-renovation value of the home.

Renovation costs rolled into single mortgage based on after-renovation value

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Finance purchase price plus renovation in one loan
  • Based on after-renovation appraised value
  • Can be combined with down payment assistance
  • Income limits apply (typically 140% AMI)
  • Professional contractor and inspection required

How to Apply

A grant-savvy contractor in Norcross, GA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Norcross early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Ongoing program

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Norcross, GA

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