Find grants, rebates, forgivable loans, and free programs for Normal, IL, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Normal, IL, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 9 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 4 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 2 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program that helps income-eligible Illinois homeowners and renters reduce energy costs through comprehe...
Provides forgivable loans to modify existing homes for accessibility, enabling persons with disabilities and seniors to ...
State-funded program that provides free lead hazard abatement services to homes built before 1978 where children under a...
Ameren Illinois offers rebates for energy-efficient home improvements including high-efficiency HVAC systems, air source...
Provides free energy efficiency upgrades to income-qualified Ameren Illinois customers including insulation, air sealing...
Rebates for natural gas customers who install high-efficiency furnaces, boilers, water heaters, and smart thermostats. A...
Illinois solar incentive program that provides upfront payments for residential solar installations through Renewable En...
Provides loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or modernize their h...
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their disability-related ne...
Helps veterans with certain service-connected disabilities adapt a family member's home in which they will reside. Quali...
Emergency assistance for low-income McLean County homeowners whose furnace or heating system has failed during the heati...
CDBG-funded program providing forgivable loans to low- and moderate-income homeowners in Normal for major home repairs a...
Provides emergency repair grants to very low-income homeowners in Normal for urgent health and safety hazards. Covers em...
Provides grants to modify homes for accessibility for residents with disabilities or seniors. Eligible improvements incl...
Low-interest loan program to help Normal homeowners repair or replace failing sanitary sewer laterals from the home to t...
Down payment and closing cost assistance for first-time homebuyers in Illinois purchasing in eligible areas. Offered as ...
Provides minor home repair and safety modification grants to low-income seniors age 60+ in McLean County to help them re...
Brings solar energy to income-qualified households and communities across Illinois at no upfront cost. Program covers so...
HOME-funded rehabilitation program for low- and moderate-income homeowners in unincorporated McLean County to address he...
State capital program that funds local infrastructure improvements including water and sewer line replacements. Homeowne...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for Normal, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Normal, 16 programs do not require repayment, 4 are forgivable loans, and 2 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.