PHFA Homeowner Emergency Repair Program (HERP)

Pennsylvania Housing Finance Agency

Available Emergency Repair

About This Program

State-funded program providing zero-interest forgivable loans for emergency home repairs threatening health and safety. Loan is forgiven after 3 years of continued occupancy in Montgomery County and surrounding areas.

Forgivable loan up to $20,000, no repayment if occupied 3 years

Key Details

  • Forgivable loan up to $20,000 for emergency repairs
  • Income limits: $75,000 (single) / $86,000 (family)
  • Must be owner-occupied primary residence
  • Covers roof, HVAC, plumbing, electrical, structural
  • Forgiven after 3 years of occupancy

How to Apply

A grant-savvy contractor in Norristown, PA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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