USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans up to $40,000 for very low-income homeowners in rural areas to repair, improve, or modernize their homes. North Alamo qualifies as a rural area. Loans at 1% fixed interest with up to 20-year repayment terms.

Low-interest loan amount based on repair needs and repayment ability

Data last verified 2026-06-09. How we verify our data.

This is a national program. In North Alamo, TX, you can stack it with local programs like these:

Key Details

  • Loans up to $40,000 at 1% fixed interest
  • Up to 20-year repayment terms
  • Very low-income requirement (50% AMI)
  • Must be in rural area (North Alamo qualifies)
  • Owner-occupied primary residence required

How to Apply

A grant-savvy contractor in North Alamo, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in North Alamo early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in North Alamo, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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