Home Improvement Grants in North Alamo.

Find grants, rebates, forgivable loans, and free programs for North Alamo, TX, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in North Alamo, TX, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 12 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants17Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $35,000 forgivable loan

Hidalgo County Owner-Occupied Rehabilitation Program

Provides major home repairs for low-income owner-occupied households in unincorporated Hidalgo County areas. Forgivable ...

Home Repair
Up to $7,500 grant

Hidalgo County Emergency Home Repair Grant

Emergency repair grants for very low-income homeowners in Hidalgo County facing immediate health and safety hazards. Cov...

Emergency
Up to $12,000 in energy upgrades

Texas Weatherization Assistance Program

Federal weatherization program administered through Community Action Corporation of South Texas (CACOST) providing free ...

Weatherization
Up to $4,500 in rebates

AEP Texas Home Performance with ENERGY STAR

Rebates for comprehensive whole-home energy efficiency improvements verified by certified contractors. Requires home ene...

Weatherization
Up to $1,200 rebate

AEP Texas High-Efficiency HVAC Rebate

Rebates for installation of high-efficiency central air conditioners, heat pumps, and air source heat pumps that meet EN...

Energy
$85 rebate per thermostat

AEP Texas Smart Thermostat Rebate

Rebate for purchase and installation of qualifying Wi-Fi enabled smart thermostats that allow for automated temperature ...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loans up to $40,000 for very low-income homeowners in rural areas to repair, improve, or modernize their ho...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grants up to $10,000 for very low-income homeowners age 62 or older to remove health and safety hazards in rural homes. ...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their disability ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home to meet disability needs. Eligible disabi...

Veterans
Up to $15,000 in modifications

Texas State of Texas Access Reform (STAR) Plus Waiver Home Modifications

Home modifications for individuals enrolled in STAR+PLUS Waiver who need adaptations to safely remain in their homes. Se...

Seniors & Disability
Free lead hazard assessment and reduction

Texas Lead-Based Paint Hazard Reduction Program

HUD-funded program to identify and reduce lead-based paint hazards in pre-1978 homes where children under age 6 reside o...

Home Repair
School tax exemption (minimum $10,000)

Texas Property Tax Exemption for Seniors

Texas homeowners age 65 or older receive a minimum $10,000 exemption from school district property taxes on their homest...

Property Tax Relief
School tax exemption (minimum $10,000)

Texas Property Tax Exemption for Disabled

Texas homeowners who qualify for Social Security disability benefits receive a minimum $10,000 exemption from school dis...

Property Tax Relief
$100,000 school tax exemption + county/city exemptions

Texas Homestead Exemption

All Texas homeowners are entitled to a $100,000 homestead exemption on school district property taxes. Additional exempt...

Property Tax Relief
Up to 5% down payment assistance

My First Texas Home Program

Down payment and closing cost assistance for first-time homebuyers in Texas. Provides up to 5% of the loan amount in ass...

Homebuyer
Up to $2,000 annual federal tax credit

Texas Mortgage Credit Certificate (MCC)

Federal income tax credit equal to 20% of annual mortgage interest paid, reducing your federal tax liability. Can be cla...

Homebuyer
Up to $2,500 rebate

AEP Texas Residential Solar Rebate

Rebate for residential solar photovoltaic system installation. Provides $0.50 per watt DC capacity up to a maximum of $2...

Solar/Renewable
30% of system cost

Federal Residential Solar Tax Credit (ITC)

Federal tax credit for 30% of the cost of installing a solar energy system on your home, including equipment and labor. ...

Solar/Renewable
Up to $15,000 grant

Hidalgo County On-Site Sewage Facility (OSSF) Repair Program

Grants for repair or replacement of failing septic systems for low-income homeowners in unincorporated Hidalgo County. P...

Home Repair
Up to $20,000 in modifications

Texas ACCESS Home Modification Program

Provides accessibility modifications for mobility-impaired Texans to allow them to remain safely in their homes. Funded ...

Seniors & Disability

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in North Alamo

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Frequently asked questions

What home improvement grants are available in North Alamo, TX?

25 programs are currently listed for North Alamo, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in North Alamo have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In North Alamo, 17 programs do not require repayment, 1 is forgivable loan, and 4 are rebates.

How do I apply for home repair grants in North Alamo?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.