USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Provides loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Seniors aged 62+ may qualify for grants up to $10,000 to remove health and safety hazards. Some areas of Middlesex County may qualify.

Seniors 62+ may receive grants up to $10,000; others receive low-interest loans

Key Details

  • Loans up to $27,500 + grants up to $10,000
  • Grants available for homeowners 62+
  • Very low income required (50% AMI or below)
  • Must be in USDA-eligible rural area
  • Repairs health/safety hazards and accessibility

How to Apply

Get free help applying Visit Official Program Page Track this program

(732) 537-4700

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Deadline: Year-round applications

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