Home Improvement Grants in North Brunswick.

Find grants, rebates, forgivable loans, and free programs for North Brunswick, NJ, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in North Brunswick, NJ, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 11 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants15Never repaidIncome-qualified homeowners
Forgivable loans3Forgiven after a residency periodLarger repairs with no money down
Rebates6Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $30,000 forgivable loan

North Brunswick CDBG Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loan program for major home repairs and rehabilitation for low- and moderate-income owner-occupie...

Home Repair
Up to $10,000 grant

North Brunswick CDBG Emergency Home Repair Grant

Emergency repair grants for owner-occupied homes in North Brunswick when repairs pose immediate threats to health and sa...

Emergency
Up to $15,000 forgivable loan

North Brunswick ADA Home Modification Program

Provides accessibility modifications for owner-occupied homes in North Brunswick where a household member has mobility l...

Seniors & Disability
Free lead hazard removal

North Brunswick Lead-Based Paint Hazard Control

HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978 in Middlesex County. Pr...

Home Repair
Up to $8,000 in weatherization services

New Jersey Weatherization Assistance Program (WAP)

Federally-funded weatherization program that reduces energy costs for low-income households in New Jersey. Services incl...

Weatherization
Rebates up to $4,000

PSE&G Home Energy Savings Program

Provides rebates and incentives for energy efficiency improvements to PSE&G residential customers in New Jersey. Include...

Energy
Rebates up to $2,000

PSE&G HVAC Equipment Rebate Program

Rebates for PSE&G customers who install high-efficiency heating and cooling equipment including furnaces, boilers, centr...

Energy
Rebates up to $5,000

NJ Clean Energy Heat Pump Rebate

Provides rebates for installation of energy-efficient air-source or ground-source heat pumps in New Jersey homes. Enhanc...

Energy
Varies by system size

NJ Solar Incentive Program (SuSI)

Successor Solar Incentive (SuSI) program provides performance-based incentives for residential solar installations in Ne...

Solar/Renewable
Up to $85 rebate

PSE&G Smart Thermostat Rebate

PSE&G offers rebates for purchase and installation of ENERGY STAR certified smart thermostats. Smart thermostats optimiz...

Energy
Up to $50,000 for rehabilitation

New Jersey HOME Investment Partnerships Program

Federal HOME funds administered by the state for owner-occupied rehabilitation in eligible New Jersey communities. Provi...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Provides loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize their h...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Gr...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a family member's home in which they will reside, or th...

Veterans
Varies by property tax increase

New Jersey Senior Freeze (Property Tax Reimbursement)

Reimburses eligible senior and disabled homeowners in New Jersey for property tax increases on their principal residence...

Property Tax Relief
Up to $1,500 benefit

New Jersey ANCHOR Property Tax Relief

Provides property tax relief to New Jersey homeowners and renters meeting income requirements. Homeowners with income un...

Property Tax Relief
Up to $6,500 annual credit

New Jersey Stay NJ Property Tax Relief (SAVER)

New property tax relief program for New Jersey homeowners aged 65+ with income under $500,000. Provides credit equal to ...

Property Tax Relief
Up to $5,000 grant

North Brunswick Sewer Lateral Repair Program

Assists North Brunswick homeowners with the cost of repairing or replacing damaged sewer lateral lines from the home to ...

Home Repair
Up to $650 rebate

PSE&G Water Heater Rebate Program

Rebates for PSE&G customers who replace existing water heaters with ENERGY STAR qualified high-efficiency models. Rebate...

Energy
$75 per appliance

PSE&G Appliance Recycling Rebate

PSE&G pays customers $75 per appliance to responsibly recycle old, working refrigerators and freezers. Free pickup is pr...

Energy
Free comprehensive home upgrades

NJ Comfort Partners (Income-Qualified Weatherization)

Comprehensive no-cost energy efficiency upgrades for income-qualified PSE&G customers. Includes insulation, air sealing,...

Weatherization

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

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Grant-Approved Contractors in North Brunswick

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Frequently asked questions

What home improvement grants are available in North Brunswick, NJ?

25 programs are currently listed for North Brunswick, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in North Brunswick have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In North Brunswick, 15 programs do not require repayment, 3 are forgivable loans, and 6 are rebates.

How do I apply for home repair grants in North Brunswick?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.