Find grants, rebates, forgivable loans, and free programs for North Charleston, SC, filtered to your situation.
As of June 2026, 29 home improvement grant, rebate, and forgivable loan programs are open to homeowners in North Charleston, SC, with individual awards up to $126,526. 5 programs target seniors, 4 serve veterans, and 15 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 18 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides low-interest loans to qualified homeowners for major home repairs and improvements. Loans are available at 0-3%...
State program providing free lead hazard assessment and remediation for homes built before 1978 where children under age...
CDBG-funded program providing forgivable loans for major home repairs to income-qualified homeowners in North Charleston...
Provides emergency repair grants to very low-income homeowners facing immediate health and safety hazards. Grant does no...
Provides grants to income-qualified homeowners for accessibility modifications benefiting disabled or elderly residents....
Rebate for installing qualifying high-efficiency electric heat pump systems. Must meet minimum SEER2/HSPF2 ratings and b...
Rebate for adding insulation to attics, walls, or crawl spaces in electrically heated homes. Must meet minimum R-value r...
Rebate for installing high-efficiency heat pump water heaters. Must meet ENERGY STAR certification and minimum Uniform E...
Rebate for purchasing and installing qualifying Wi-Fi enabled smart thermostats. Device must be on approved list and cus...
Federal tax credit covering 30% of the cost of residential solar panel systems and battery storage. Credit applies to pu...
Community solar program allowing residents to subscribe to solar energy without installing panels. Subscribers receive c...
USDA program providing low-interest loans and grants to very low-income homeowners in eligible rural areas to repair or ...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their accessibili...
Grant for veterans with certain service-connected disabilities to modify their home for accessibility. Smaller grant tha...
Federal HOME funds supporting comprehensive home rehabilitation for income-qualified homeowners. Program provides forgiv...
Grant program specifically for senior homeowners (62+) to address minor to moderate home repairs. No repayment required....
Low-interest loan program to assist homeowners with repair or replacement of private sewer laterals. Helps address faili...
Low-interest loan to repair or replace private water service lines from the street to the home. Addresses leaks, contami...
Matching grant program for exterior rehabilitation and restoration of properties in designated North Charleston historic...
South Carolina's Homestead Exemption reduces property taxes for owner-occupied primary residences. Additional exemptions...
State-funded grants for very low-income homeowners to make critical home repairs. Grant does not require repayment and a...
Provides down payment and closing cost assistance for first-time homebuyers in South Carolina. Combines below-market int...
Comprehensive home energy assessment by certified professional for only $50. Includes blower door test, infrared camera ...
Property tax exemption for qualifying disabled veterans, Medal of Honor recipients, and certain surviving spouses. Exemp...
Commercial Property Assessed Clean Energy (C-PACE) financing for energy efficiency and renewable energy improvements. Re...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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29 programs are currently listed for North Charleston, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In North Charleston, 18 programs do not require repayment, 3 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.