USDA Section 504 Home Repair Loan & Grant

U.S. Department of Agriculture Rural Development

Available Home Repair

About This Program

USDA program providing low-interest loans and grants to very low-income homeowners in eligible rural areas to repair or improve their homes. Grants up to $10,000 available for seniors (62+) unable to repay a loan.

Combined loan and grant typical for senior homeowner making critical repairs

Key Details

  • Loans up to $27,500 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Very low income required (50% AMI)
  • Must be in USDA-eligible rural area
  • Removes health and safety hazards

How to Apply

Get free help applying Visit Official Program Page Track this program

(803) 765-5163

A grant-savvy contractor in North Charleston, SC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

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