USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

USDA program providing loans and grants to very low-income homeowners to repair, improve, or modernize their homes, or remove health and safety hazards. Grants available to seniors 62+ who cannot repay a loan.

Seniors may receive grants up to $10,000; others receive low-interest loans

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Income at or below 50% AMI required
  • Remove health and safety hazards
  • Must be owner-occupied in eligible rural areas

How to Apply

Get free help applying Visit Official Program Page Track this program

(352) 338-3400

A grant-savvy contractor in North Lauderdale, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

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