Florida State Housing Initiatives Partnership (SHIP) - Repair

Florida Housing Finance Corporation / Miami-Dade County

Available Home Repair

About This Program

State-funded program administered locally by Miami-Dade County providing home repair assistance to very low, low, and moderate-income homeowners. Funds provided as forgivable loans to correct substandard housing conditions and code violations. Loan forgiven after 5-15 years depending on amount and local rules.

Forgivable loan, no repayment if compliance period completed successfully

Key Details

  • Forgivable loan up to $30,000 for home repairs
  • Income at or below 120% AMI may qualify
  • Correct code violations and substandard conditions
  • Forgiven after 5-15 years of compliance
  • Administered by Miami-Dade County

How to Apply

A grant-savvy contractor in North Miami Beach, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling; contact Miami-Dade County for current availability

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