Find grants, rebates, forgivable loans, and free programs for North Miami Beach, FL, filtered to your situation.
As of June 2026, 23 home improvement grant, rebate, and forgivable loan programs are open to homeowners in North Miami Beach, FL, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans for major home repairs to owner-occupied single-family homes in North Miami Beach for househol...
Provides emergency repair grants for urgent health and safety issues in owner-occupied homes for households at or below ...
Provides grants for home modifications to improve accessibility for residents with disabilities in owner-occupied homes....
Provides home repair grants specifically for senior homeowners age 62+ in owner-occupied homes with income at or below 8...
Federally-funded program administered by Miami-Dade County to reduce energy costs through weatherization improvements fo...
FPL provides free online and in-home energy surveys to help customers identify energy-saving opportunities. Eligible cus...
FPL offers rebates for customers who install qualifying high-efficiency electric heat pump systems. Rebate amounts vary ...
Community solar program allowing FPL customers to subscribe to a portion of a solar energy facility without installing r...
Rebate for FPL customers who install qualifying high-efficiency electric water heaters or heat pump water heaters. Rebat...
HUD-funded program providing free lead hazard identification and remediation for qualifying homes built before 1978 in M...
Financial assistance for low-income homeowners in Miami-Dade County to repair or replace failing sewer laterals on priva...
Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair, improve, or modernize th...
Grant for veterans with certain service-connected disabilities to build, purchase, or modify a home to meet accessibilit...
Grant for veterans with certain service-connected disabilities to adapt a home to meet accessibility needs. Eligible vet...
State-funded program administered locally by Miami-Dade County providing home repair assistance to very low, low, and mo...
State-funded program providing free wind inspections and matching grants up to $10,000 for hurricane mitigation improvem...
Grant program for Florida homeowners to improve home resilience against hurricanes through retrofits such as roof-to-wal...
Federally-funded HOME program administered by Miami-Dade County provides rehabilitation assistance for low-income homeow...
Florida's homestead exemption reduces the taxable value of a primary residence by up to $50,000 for property tax purpose...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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23 programs are currently listed for North Miami Beach, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In North Miami Beach, 16 programs do not require repayment, 3 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.