Rhode Island Housing Accessibility Loan Program

Rhode Island Housing

Available Senior & Disability

About This Program

Low-interest loans for Rhode Island homeowners to make accessibility modifications. Available for residents with disabilities or seniors age 60+. Covers ramps, bathroom modifications, stairlifts, elevators, widened doorways, and other adaptive features.

Loan amount up to $30,000 at below-market interest rates

Official source site checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Loans up to $30,000 for accessibility modifications
  • For homeowners with disabilities or seniors 60+
  • Competitive interest rates
  • Covers ramps, bathrooms, stairlifts, elevators
  • Moderate income limits apply

How to Apply

Get free help applying Visit Official Program Page Track this program

(401) 457-1234

A grant-savvy contractor in North Providence, RI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in North Providence early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • Proof of age (driver's license or birth certificate) if the program is age-based.
  • Documentation of disability (award letter or a physician's statement) if the program is disability-based.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program

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