Rhode Island Housing Rental Property Repair Loan

Rhode Island Housing

Available Home Repair

About This Program

Below-market rate loans for owners of rental properties with 1-4 units in Rhode Island. Funds can be used for rehabilitation, lead hazard reduction, and other qualifying repairs. Borrowers must agree to rent restrictions and tenant income limits.

Loan amount varies; below-market interest rate with affordability restrictions

Official program page checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Below-market loans up to $50,000
  • For 1-4 unit rental properties
  • Covers rehabilitation and lead hazard reduction
  • Affordability restrictions apply
  • Must agree to income-qualified tenants

How to Apply

Get free help applying Visit Official Program Page Track this program

(401) 457-1234

A grant-savvy contractor in North Providence, RI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in North Providence early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program

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