New York State HOME Rehabilitation Program

NYS Division of Housing and Community Renewal

Available Home Repair

About This Program

Federally funded HOME program administered through New York State to rehabilitate owner-occupied homes for low-income households. Loans are forgivable after affordability period (typically 5-15 years depending on amount). Income must be at or below 80% AMI.

Forgivable loan after affordability period of 5-15 years

Key Details

  • Forgivable loan up to $50,000
  • For owner-occupied home rehabilitation
  • Income at or below 80% AMI
  • Forgiven after 5-15 year affordability period
  • Administered through local partners

How to Apply

A grant-savvy contractor in North Tonawanda, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Contact local administrator for availability

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