USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Federal program providing low-interest loans up to $40,000 and grants up to $10,000 for very low-income homeowners age 62+ in eligible rural areas near Norton Shores to repair, improve, or modernize their homes. Grants available only for seniors to remove health and safety hazards.

Loan amount based on repair needs; grant for seniors 62+ only

Data last verified 2026-06-09. How we verify our data.

This is a national program. In Norton Shores, MI, you can stack it with local programs like these:

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Very low income households only
  • Must be in USDA-eligible rural area
  • Covers health, safety, and accessibility repairs

How to Apply

A grant-savvy contractor in Norton Shores, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Norton Shores early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted year-round

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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