Home Improvement Grants in Norton Shores.

Find grants, rebates, forgivable loans, and free programs for Norton Shores, MI, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Norton Shores, MI, with individual awards up to $126,526. 8 programs target seniors, 2 serve veterans, and 9 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants18Never repaidIncome-qualified homeowners
Forgivable loans3Forgiven after a residency periodLarger repairs with no money down
Rebates2Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Michigan Weatherization Assistance Program (WAP)

Federally-funded program administered by MSHDA to reduce energy costs through weatherization improvements for income-eli...

Weatherization
Up to $15,000 for lead hazard remediation

Michigan Lead Hazard Reduction Program

State-funded program to identify and remediate lead-based paint hazards in pre-1978 Michigan homes where children under ...

Home Repair
Loans up to $50,000

MSHDA Home Improvement Loan Program

Low-interest loan program for owner-occupants to finance home improvements, repairs, and accessibility modifications. Lo...

Home Repair
Forgivable loan up to $30,000

Norton Shores Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loan program for low-income homeowners in Norton Shores to address major home repairs and code vi...

Home Repair
Grant up to $10,000

Norton Shores Emergency Home Repair Grant

CDBG grant for emergency repairs that pose immediate threats to health and safety of very low-income Norton Shores homeo...

Emergency
Grant up to $15,000

Norton Shores Home Accessibility Modification Grant

CDBG-funded grant program to make accessibility modifications for Norton Shores homeowners with disabilities or seniors ...

Seniors & Disability
Grant up to $5,000

Norton Shores Sanitary Sewer Lateral Assistance Program

City program to assist Norton Shores homeowners with the cost of repairing or replacing failing sanitary sewer laterals....

Home Repair
Up to $8,500 in rebates

Consumers Energy Home Efficiency Rebates

Consumers Energy offers rebates for energy-efficient improvements including furnaces, air conditioners, insulation, wate...

Energy
Up to $2,000 rebate

Consumers Energy Heat Pump Rebate

Rebate for installation of ENERGY STAR certified air-source or geothermal heat pumps in Norton Shores homes served by Co...

Energy
Free energy efficiency upgrades

Consumers Energy Low-Income Energy Efficiency Program

Free energy efficiency upgrades for income-qualified Consumers Energy customers including insulation, air sealing, LED b...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Federal program providing low-interest loans up to $40,000 and grants up to $10,000 for very low-income homeowners age 6...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a home to meet disability needs. Eli...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to make modifications necessary for independent living. E...

Veterans
Grant up to $3,000

Muskegon County Senior Home Repair Program

Muskegon County program providing small emergency repair grants for low-income seniors age 60+ in Norton Shores to addre...

Seniors & Disability
Loans up to $50,000

Michigan Saves Energy Efficiency Loans

Statewide financing program offering low-interest loans for energy efficiency and renewable energy improvements in Michi...

Solar/Renewable
30% tax credit through 2032

Federal Residential Solar Investment Tax Credit (ITC)

Federal tax credit covering 30% of the cost of installing solar panels and battery storage on your Norton Shores home. C...

Solar/Renewable
Forgivable loan up to $35,000

Muskegon County HOME Rehabilitation Program

HUD HOME Investment Partnerships Program funds administered by Muskegon County to rehabilitate owner-occupied homes for ...

Home Repair
Credit up to $1,600

Michigan Homestead Property Tax Credit

Michigan income tax credit for homeowners and renters who meet income limits. Reduces property tax burden for eligible N...

Property Tax Relief
18-mill exemption on primary residence

Michigan Principal Residence Exemption (PRE)

Michigan law allows exemption from the 18-mill school operating tax for your primary residence in Norton Shores. Must fi...

Property Tax Relief
Defer property taxes as lien against home

Michigan Senior Property Tax Deferment

Michigan seniors age 62+ with income below $40,000 can defer property taxes as a lien against their Norton Shores home. ...

Property Tax Relief
Up to $50,000 for disaster repairs

Michigan Disaster Recovery Program

State program activated after federal disaster declarations to assist Michigan homeowners with unmet recovery needs. Pro...

Disaster
Down payment assistance up to $10,000

MSHDA MI Home Loan

MSHDA down payment assistance combined with competitive fixed-rate mortgage for first-time homebuyers in Norton Shores. ...

Homebuyer

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Norton Shores

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Frequently asked questions

What home improvement grants are available in Norton Shores, MI?

26 programs are currently listed for Norton Shores, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Norton Shores have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Norton Shores, 18 programs do not require repayment, 3 are forgivable loans, and 2 are rebates.

How do I apply for home repair grants in Norton Shores?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.