USDA Section 504 Home Repair Program

USDA Rural Development

Available Senior & Disability

About This Program

Low-interest loans and grants for very-low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Grants (up to $10,000) available for seniors 62+ to remove health and safety hazards. Loans up to $40,000 at 1% interest for 20 years.

Seniors 62+ can combine loan + grant; typical package is $10,000 grant + $20,000 loan

Key Details

  • Grant up to $10,000 for seniors 62+ (very low income)
  • Loan up to $40,000 at 1% interest, 20-year term
  • Remove health/safety hazards, accessibility improvements
  • Must be in eligible rural area (check with USDA)
  • Owner-occupied primary residence required

How to Apply

Get free help applying Visit Official Program Page Track this program

(517) 324-5190

A grant-savvy contractor in Novi, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Novi, MI contractors

Find More Programs in Novi, MI

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs