Find grants, rebates, forgivable loans, and free programs for Novi, MI, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Novi, MI, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 18 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program administered by Oakland County Community & Home Improvement Division that provides free home we...
MSHDA program providing grants for critical home repairs to income-eligible Michigan homeowners. Covers essential system...
Oakland County CDBG-funded emergency repair grants for low-income homeowners facing urgent health and safety issues. Pri...
HUD-funded lead hazard control program for homes built before 1978 with children under age 6. Provides free lead testing...
Professional home energy assessment for DTE electric customers. Trained energy advisor conducts on-site evaluation, inst...
Free comprehensive weatherization services for income-eligible DTE customers. Includes attic and wall insulation, air se...
Rebates for DTE electric customers installing qualifying energy-efficient air-source heat pumps. Rebate amounts vary by ...
Rebates for DTE electric customers purchasing ENERGY STAR certified electric water heaters or heat pump water heaters. H...
For Novi residents served by Consumers Energy natural gas: rebates for furnaces ($100-$1,000), water heaters ($50-$500),...
Low-interest loans and grants for very-low-income homeowners in eligible rural areas to repair, improve, or modernize th...
Grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Covers mo...
Grant for veterans with certain service-connected disabilities to adapt a home. Smaller adaptation grant for veterans wh...
Federal HOME Investment Partnerships Program funds administered by Oakland County to rehabilitate owner-occupied homes f...
Grant program for Oakland County seniors age 60+ to address minor home repairs that enable them to age in place safely. ...
City of Novi reimburses 50% of the cost (up to $5,000) for repair or replacement of private sewer laterals. Homeowner pa...
Net metering for DTE customers who install solar panels. Excess electricity generated is credited to your account at ret...
Federal tax credit covering 30% of the cost of solar panel installation and battery storage systems installed for instal...
CDBG-funded grants for Oakland County homeowners with disabilities to make accessibility modifications. Covers wheelchai...
Low-interest financing for Michigan homeowners to fund energy efficiency and renewable energy improvements. Loans from $...
State program providing grants to repair or replace failing septic systems for low-income Michigan homeowners. Prevents ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for Novi, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Novi, 18 programs do not require repayment, 1 is forgivable loan, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.