Essex County Owner-Occupied Housing Rehabilitation

Essex County Division of Housing and Community Development

Available Home Repair

About This Program

Provides forgivable loans to income-qualified Nutley homeowners for comprehensive home repairs and code violations. Loan is forgiven after 5 years of continued owner-occupancy. Repairs must address health, safety, or building code issues.

Forgivable loan covering eligible repair costs up to maximum, no repayment if homeowner remains for 5 years

Key Details

  • Forgivable loan up to $40,000 for major repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied in Nutley
  • Forgiven after 5 years of compliance
  • Covers health, safety, and code violations

How to Apply

A grant-savvy contractor in Nutley, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to funding availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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