NJHMFA Homeowner Rehabilitation Loan

New Jersey Housing and Mortgage Finance Agency

Available Home Repair

About This Program

Low-interest loan program for owner-occupied homes in Nutley requiring major repairs or improvements. Fixed interest rates starting at 2% with terms up to 15 years. Available for structural repairs, system replacements, accessibility modifications, and code compliance work.

Low-interest loan at approximately 2-3% annual rate, monthly payment estimate based on 10-year term

Key Details

  • Low-interest loans up to $50,000
  • Rates starting at 2% fixed
  • Income at or below 80% AMI
  • Terms up to 15 years
  • Owner-occupied homes only

How to Apply

A grant-savvy contractor in Nutley, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Nutley, NJ

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