Illinois Senior Citizens Property Tax Deferral

Illinois Department of Revenue

Available Property Tax Relief

About This Program

Illinois allows qualifying seniors age 65+ with household income below $65,000 to defer property tax payments. The deferred amount becomes a lien on the property, paid when the home is sold or the owner moves.

Defers all Cook County property taxes; amount varies by home value

Official program page checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Defer property taxes for seniors age 65+
  • Household income below $65,000 required
  • Deferred taxes become lien on home
  • Repaid when home is sold or transferred
  • Must maintain homeowners insurance

How to Apply

A grant-savvy contractor in Oak Forest, IL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • Proof of age (driver's license or birth certificate) if the program is age-based.
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted year-round

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