USDA Section 504 Home Repair Program

USDA Rural Development

Available Senior & Disability

About This Program

Low-interest loans and grants for very low-income homeowners age 62+ to repair or improve their homes. Grants up to $10,000 for seniors to remove health and safety hazards; loans up to $27,500 at 1% interest.

Grant portion for seniors removing hazards; loan at 1% for other repairs

Key Details

  • Grants up to $10,000 for seniors 62+
  • Loans up to $27,500 at 1% interest
  • Very low income required (50% AMI)
  • Must be owner-occupied
  • USDA-eligible areas only (check eligibility)

How to Apply

Get free help applying Visit Official Program Page Track this program

(217) 403-6222

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Deadline: Year-round applications

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