USDA Section 504 Home Repair Program

About This Program

Low-interest loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or modernize homes or remove health and safety hazards. Seniors may qualify for grants up to $10,000. Note: Parts of Oak Park may not qualify as rural; contact USDA to verify eligibility.

Loans up to $27,500 at 1% interest; grants up to $10,000 for seniors 62+

Key Details

• Loans up to $27,500 at 1% interest
• Grants up to $10,000 for seniors 62+
• Very low income required (50% AMI or below)
• May not be available in all Oak Park areas
• Contact USDA to verify rural eligibility

How to Apply

A grant-savvy contractor in Oak Park, IL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Year-round applications through local USDA office