Bergen County Home Rehabilitation Program

Bergen County Community Development

Available Home Repair

About This Program

Provides deferred-payment loans to low- and moderate-income homeowners for major home repairs and improvements. Loan is deferred with no monthly payments and forgiven after continued occupancy period.

Deferred loan amount based on income and scope of repairs

Key Details

  • Deferred loan up to $40,000
  • Income at or below 80% AMI required
  • No monthly payments during occupancy
  • Forgiven after continued residency period
  • Covers major systems and structural repairs

How to Apply

A grant-savvy contractor in Oakland, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round, subject to funding

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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