NJHMFA Home Repair and Rehabilitation Program

About This Program

Provides low-interest loans and forgivable loans for home repairs to income-eligible homeowners throughout New Jersey. Covers major systems, structural repairs, and health and safety improvements.

Loan amount based on income, home value, and scope of repairs

Key Details

• Low-interest loans or forgivable loans up to $35,000
• Income at or below 80% AMI required
• Must be owner-occupied for at least 1 year
• Covers major systems and structural repairs
• Possible loan forgiveness after occupancy period

How to Apply

A grant-savvy contractor in Oakland, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round